7-Day Legal Roadmap for Property Purchases

  • Anti-Money Laundering (AML) and ID checks
  • Verify funds, mortgage-in-principle or share funding
  • Instruct solicitor or conveyancer
  • Retrieve title deed from Land Registry
  • Check for restrictions, covenants, easements
  • Review TA6 (seller info) and TA10 (fixtures list)
  • Confirm mortgage or shared ownership terms
  • Review loan conditions and repayment schedule
  • Include investor/fractional share agreements if applicable
  • Review draft contract with legal team
  • Ensure all key terms are correct (price, access, boundaries)
  • Make changes before final approval
  • Local authority search (planning, roadworks)
  • Environmental & drainage checks
  • Flood risk and historic liability (e.g., chancel repair)
  • Sign final sale agreement
  • Pay deposit (usually 10%)
  • Agree completion date (binding legal obligation)
  • Transfer remaining funds to seller
  • Receive keys and legal ownership
  • Solicitor registers you with Land Registry
  • Stamp Duty paid within 14 days
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